Items

Infini Lite Card

Infini Tech Card

Infini Global Card

Notes

Cross-border Fee

1%-1.5% for each non-USD transaction. Minimum 0.01 USD.

1% + 0.50 USD for each non-U.S. merchant or non-USD transactions. Minimum 0.01 USD.

1% for each non-U.S. merchant or non-USD transactions. Minimum 0.01 USD.

This occurs only when transaction take place outside the issuing country.

Foreign Exchange Fee

0%

(on top of VISA/MasterCard’s foreign exchange rate)

0%

(on top of VISA/MasterCard’s foreign exchange rate)

0%

(on top of VISA/MasterCard’s foreign exchange rate)

No fee will be charged by the issuing bank on top of Visa’s real-time foreign exchange rate.

Authentication Fee

free

free

free

/

Below items only apply for unsuccessful transactions involving chargebacks

Refund Fee

2%

2%

2%

Refund transactions incur a 2% fee on the total transaction amount.

Reversal Fee

$1 per transaction

$1 per transaction

$1 per transaction

Applicable to all reversal transactions with amounts over $5.

Decline Fee

If 20% ≤ decline rate＜50%: $0.30 per transaction

If 20% ≤ decline rate＜50%: $0.30 per transaction

If 20% ≤ decline rate＜50%: $0.30 per transaction

A declined transaction occurs when a payment fails due to cardholder issues, such as insufficient balance, exceeded limits, or an inactive card.

The decline rate is calculated as follows: (Number of declined transactions during T1 to T2) / (Total completed transactions during T1 to T2) * 100%.

If decline rate≥50%: $0.60 per transaction

If decline rate≥50%: $0.60 per transaction

If decline rate≥50%: $0.60 per transaction

Dispute Fee

$35 per transaction

$35 per transaction

$35 per transaction

Applicable for managing customer dispute transactions, including cases of fraud, and interfaces with Visa card networks.